Rants on the topic of best credit cards
With variable APR cards, the interest rate is typically tied to the national prime rate. It is easy to see that cards with a fixed APR would be the best credit cards for carrying over unpaid balances. Someone transferring a balance from one card to another would look for the best credit cards that offer a 0 percent introductory APR on balance transfers. These cards actually help you to lower monthly expenses by allowing you to consolidate higher interest debt into one 0 percent APR account. However, be aware of the timeline for expiration of this introductory rate so that you are not suddenly surprised with a high interest rate.