My little blog about secured credit cards
Some cards offer as much as 20% back on online purchases made at certain retailers. That can add up to some remarkable savings. Before you jump at the offer, double check to be certain you like to shop at the stores that are included in the money back offer. The tradeoff is that while it's easier to get a student credit card when you have no credit history, you must pay a small premium in the form of a higher interest rate. Many student credit cards offer rates at least a few points higher than the going rates for regular credit cards.