Credit card applications, a review of the facts
If you're a college student and you've been bombarded with ads for student credit cards, you're probably wondering what's different about them. After all, student bank accounts offer substantial advantages in the form of low fees and free accounts. What about student credit cards is specially tailored to your needs? The most important difference is that it's easier to be approved for a student credit card. Most regular credit cards require you to have a minimum income above a certain level and want to see a lengthy credit history so they can decide how good a credit risk you are. When you have never had a credit card and you have a low paying college job, meeting the requirements of a regular credit card can be tough.